Introduction

In the last decade, the consumer electronics industry has made considerable progress in their product offerings by making advancements in internet enabled devices and 5G technologies. Mass adoption of these devices has led to a deluge of user data that can be mined by corporations for analyzing user behavior to improve product offerings and governments for data driven governance. The ubiquitous presence of these devices in our everyday lives has also led the rise of surveillance capitalism and further enhanced the surveillance state capabilities. Surveillance capitalism is a term popularized by Shoshana Zuboff in her essay A Digital Declaration: Big…


What is a Product Roadmap?

According to ProductPlan , a product roadmap is a high-level visual summary that maps out the vision and direction of your product offering over time. A product roadmap communicates the why and what behind what you’re building. It’s a guiding strategic document as well as a plan for executing the strategy.

The product roadmap has several ultimate goals:

  • Describe the vision and strategy
  • Provide a guiding document for executing the strategy
  • Get internal stakeholders in alignment
  • Facilitate discussion of options and scenario planning
  • Help communicate to external stakeholders, including customers

What is Instamojo?

When asked by a Quora user about Instamojo, its Co-founder…


Zomato is an Indian restaurant search and discovery service founded in 2008 by Deepinder Goyal and Pankaj Chaddah. It currently operates in 24 countries. The app provides information and food reviews of restaurants, including images of menus; this is particularly helpful in instances where the restaurant does not have its own website.

However, Zomato’s current avatar has been achieved after undergoing several iterations by incorporating customer feedback, inclusion of new features and adapting to the changes in the business environment and technological advances. This evolution of the Zomato App can be understood through the lens of the Agile Development methodology.

What is Agile?


State of the Indian Food Delivery Industry, 2018

The Indian food delivery industry is going through a phase of consolidation to survive and stay competitive in the market. This consolidation is taking place because the smaller players in the market want to exit and the cash rich players want to continue on their growth trajectory. Ola has recently acquired FoodPanda and FoodPanda has acquired HolaChef. This consoldiation is a result of fresh inflow of institutional money.

As the barriers to entry are fairly low due to the unsophisticated business model, the incumbents constantly face the threat of new competitors in…


As smart phones become increasingly ubiquitous in India, combined with the exponential growth of internet users due to increased internet penetration; the Indian economy has become ripe for FinTech innovations and products that would revolutionize the way we transact.

The younger and rural population is increasingly getting connected to the formal banking system; it presents an opportunity that would enable the Indian economy to leapfrog into the 21st century as a digital economy. This would enable India to unlock and reap its demographic dividend.

What is a Mobile Wallet?

A “Mobile Wallet” can be thought of as a digital wallet…


One of the most hotly debated topics in elections across the globe in 21st Century is that of public healthcare. Logic dictates that the governments must provide affordable, accessible avenues of healthcare to its citizens in lieu of the taxes (direct and indirect) it collects. However, government’s ability to meet its healthcare goals gets severely hampered by soaring prices of essential drugs manufactured by the pharmaceutical companies.

Patents are the elixir the pharmaceutical industry thrive on. Monopolies and global empires are built on the backs of these patents. On an average, a patent usually lasts for about 20 years, however…


“Academia is to knowledge what prostitution is to love; close enough on the surface but, to the non-sucker, not exactly the same thing.”

- Nassim Nicholas Taleb, The Bed of Procrustes

Industry and Academia for long have had a consumer-producer relationship. The universities provide talented, trained students for the industry to gainfully employ; the consumer provides its feedback to the producer, and the loop continues. The benefits of such an arrangement can be broadly summarized in terms of society, university and the industry. …


A recent rendezvous with the RMS Titanic dataset sprung up some peculiar results regarding the survival rates of the different classes of passengers and that of the crew.

The table consists of Survival rates of the Third Class Passengers and the Crew

The survival rates of the crew and third class passengers are roughly about the same. However, after breaking down the numbers further on the basis of gender, the following was observed.


The impending “Age of Context”

Each day we leave a trail of at least thousands, if not millions, of data points by our use of technology that has come to be seemingly embedded in our lifestyle.
The extent of granularity with which we are now able to collect and store data has now propelled us towards an era where we are, what some rightly call, “data rich and insight poor”. With great granularity comes greater need of context (Thanks, Uncle Ben).
As with every tech wave that everyone wants to hitch their wagon to (myself included), data science as a…


“A human being should be able to change a diaper, plan an invasion, butcher a hog, conn a ship, design a building, write a sonnet, balance accounts, build a wall, set a bone, comfort the dying, take orders, give orders, cooperate, act alone, solve equations, analyze a new problem, pitch manure, program a computer, cook a tasty meal, fight efficiently, die gallantly. Specialization is for insects.”

-Robert A. Heinlein

The Thatcher and Reagan era unleashed neo-liberal policies in an unprecedented way, on a global scale; which brought with it the an era of specialization, which turned into super-specialization and now…

Nikhil Borkar

Finance || Tech || Law || Polymath || Futurist with a penchant for nostalgia

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